P2P Payment — Guide
P2P is the most cost-effective payment method with minimal fees. When paying through banks and third-party services, fees can reach up to 30%, and you simply overpay. Here we explain in detail how P2P payment works and what to do at each step.
Step-by-step guide with screenshots: Payment via payment link (Telegraph).
What is P2P payment and why it's beneficial
- P2P is the most cost-effective payment method: fees are minimal.
- When paying through banks and third-party services, fees can reach up to 30%, and you simply overpay.
How it works
- You pay directly to an exchanger — a private individual or company that has placed an order on a P2P exchange.
- The transfer is made using the provided details (card, wallet, etc.).
- The transaction is protected by the exchange's rules and system.
- After the transfer, you just need to wait for payment confirmation from the exchanger — no additional actions required on your part.
Step-by-step guide
Step 1 — Get a payment link
We provide a payment link for those who cannot pay through standard methods, or to reduce fees. The link looks something like this:
https://pay.web.money/*****/***** Step 2 — Choose a payment method
Choose to pay by bank card or another available method. Then select a convenient currency.
Step 3 — Enter your email
Enter your email and click "Next". The email is needed so that payment information is sent there. In case of payment processing issues, you will need to write from this address.
Step 4 — Transfer the money
You will receive payment details. Transfer the money to the specified wallet.
You have 1 hour to make the transfer and click the confirmation button. Don't delay! If you send after the timer expires, the money may be lost, and you will need to contact the service's support team.
Step 5 — Confirm the transfer
Click the "Confirm transfer" button. Enter the sender's name. After that, you will see a payment processing page.
Step 6 — Wait for processing
You need to wait for processing. Usually the process is quick. But there is a human factor: the exchanger must go online and click the transfer confirmation button. After they confirm, the order is processed and we can deliver your product.
What affects processing speed
Speed depends only on whether the exchanger is online:
- If they are online — confirmation happens quickly;
- If not — confirmation will come later.
The exchanger has no incentive to delay: they only receive money after confirming the transaction.
How long to wait
Waiting up to 12 hours for P2P payment is normal. Confirmation usually comes faster, but the maximum allowed timeframe is 12 hours.
If it seems too long
Contacting support (Help button) makes sense only if more than 12 hours have passed. Until then, it's better to just wait — the transfer has already been made, the system is waiting for confirmation.
Summary
P2P payment allows you to pay with minimal fees, but requires patience — sometimes confirmation can take up to 12 hours.
If you have any questions, feel free to contact our support team.